Initial Meeting

An initial meeting is offered at our cost with no obligation on you to take up our services. This meeting may be offered either at our offices, at your home or business or online depending on your location.

By the end of the first meeting we will explain the nature of the work we will do for you and an estimate of fees that you should expect to pay.

Advice Fees

Our typical fees are set out below which you see will vary depending on the complexity of the advice and work involved. By the end of the initial meeting we intend to give you an idea of the level of advice fees relating to your personal situation and requirements.

We can also work on an hourly rate for our advice. Hourly rates can be found below.

We will always tell you exactly how much you will need to pay before you agree to proceed with our services. The agreed fee may be paid by invoice or deducted, with your prior consent, from any investment or pension product if one is implemented for you.

Initial Fees

We charge separately for financial advice and the implementation of the advice. Typical types of work and the fees we would charge for each are set out below.

Planning and Advice

Implementation

Capital Invested

Example 2; Portfolio value of £750,000

0.6% fee = £4,500 implementation fee

Cost of Ongoing advice

Our two service offerings both involve ongoing advice with typically a periodic or annual meeting.

Our Ongoing Advice Fee will depend on the complexity of your affairs and the level of service required. Its is agreed at outset and expressed in either percentage or monetary terms.

We estimate our ongoing advice fees for each client individually based on the time, value and complexity of the advice required.

The level of ongoing fees will be estimated and agreed at outset. Our services are not contractual and can be cancelled by either party without prejudice.

Please note, if we agree to cover the cost of ongoing advice by charging a percentage of funds under management, as the funds grow and the value of your investment increases, so will the charge applicable. Alternatively, we can opt for a fixed monetary fee or retainer.

If you would prefer for us to work on a time/cost basis our hourly rates are as follows;

Financial Planner – £215

Technical Analyst – £95

Financial Administrator – £65

All fees may be subject to VAT should our recommendations not result in the recommendation of a regulated financial product(s).

Should we undertake research and analysis work on your behalf, but you decide not to take up our recommendations, we reserve the right to charge you a fee to cover our time with a minimum fee of £500.